Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$219,718$219,718$548,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$328,382$0
Funding fee$1,099$1,099$0
Note rate2.990%2.990%7.400%
Blended rate2.990%5.842%7.640%
1st payment$1,052.66$1,052.66$3,794.93
2nd payment$0.00$2,120.80$0.00
Taxes / mo$641.75$641.75$641.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$109.62
HOA / mo$0.00$0.00$0.00
Total monthly$1,861.08$3,981.88$4,712.97
Cash to close$389,282$60,900$60,900