Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$270,726	$270,726	$292,500
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$38,024	$0
Funding fee	$0	$0	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.950%	6.680%	7.640%
1st payment	$1,573.03	$1,573.03	$2,025.21
2nd payment	$0.00	$376.27	$0.00
Taxes / mo	$332.67	$332.67	$332.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$205.22	$205.22	$58.50
HOA / mo	$22.92	$22.92	$22.92
Total monthly	$2,283.83	$2,660.11	$2,589.30
Cash to close	$54,274	$16,250	$32,500