Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$471,408$471,408$620,100
Remaining term (yrs)26.126.130.0
Secondary amount$0$148,692$0
Funding fee$2,357$2,357$0
Note rate7.080%7.080%7.400%
Blended rate7.080%7.301%7.640%
1st payment$3,298.36$3,298.36$4,293.45
2nd payment$0.00$991.28$0.00
Taxes / mo$871.08$871.08$871.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,336.11$5,327.39$5,455.22
Cash to close$217,592$68,900$68,900