Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$179,106$179,106$373,500
Remaining term (yrs)20.420.430.0
Secondary amount$0$194,394$0
Funding fee$896$896$0
Note rate4.120%4.120%7.400%
Blended rate4.120%6.139%7.640%
1st payment$1,079.49$1,079.49$2,586.04
2nd payment$0.00$1,295.96$0.00
Taxes / mo$161.17$161.17$161.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$74.70
HOA / mo$127.00$127.00$127.00
Total monthly$1,517.66$2,813.62$3,098.91
Cash to close$235,894$41,500$41,500