Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$179,411$179,411$350,999
Remaining term (yrs)21.121.130.0
Secondary amount$0$171,588$0
Funding fee$0$0$0
Note rate3.500%3.500%7.400%
Blended rate4.350%6.134%7.640%
1st payment$998.33$998.33$2,430.25
2nd payment$0.00$1,143.92$0.00
Taxes / mo$311.42$311.42$311.42
Insurance / mo$150.00$150.00$150.00
MI / mo$157.48$157.48$70.20
HOA / mo$37.25$37.25$37.25
Total monthly$1,654.48$2,798.40$2,999.11
Cash to close$210,588$39,000$39,000