Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$300,800	$300,800	$328,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$27,700	$0
Funding fee	$0	$0	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	4.770%	5.127%	7.640%
1st payment	$1,556.31	$1,556.31	$2,274.47
2nd payment	$0.00	$207.75	$0.00
Taxes / mo	$666.17	$666.17	$666.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$233.15	$233.15	$65.70
HOA / mo	$117.00	$117.00	$117.00
Total monthly	$2,722.63	$2,930.38	$3,273.33
Cash to close	$64,200	$36,500	$36,500