Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$164,823$164,823$179,999
Remaining term (yrs)17.517.530.0
Secondary amount$0$25,176$0
Funding fee$0$0$0
Note rate6.000%6.000%7.400%
Blended rate6.550%7.256%7.640%
1st payment$1,266.13$1,266.13$1,246.28
2nd payment$0.00$249.14$0.00
Taxes / mo$249.67$249.67$249.67
Insurance / mo$150.00$150.00$150.00
MI / mo$76.54$76.54$36.00
HOA / mo$475.00$475.00$475.00
Total monthly$2,217.34$2,466.48$2,156.94
Cash to close$35,176$10,000$20,000