Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$80,544$80,544$245,250
Remaining term (yrs)19.519.530.0
Secondary amount$0$164,706$0
Funding fee$403$403$0
Note rate3.640%3.640%7.400%
Blended rate3.640%6.568%7.640%
1st payment$479.79$479.79$1,698.06
2nd payment$0.00$1,098.04$0.00
Taxes / mo$151.00$151.00$151.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.05
HOA / mo$0.00$0.00$0.00
Total monthly$780.79$1,878.83$2,048.11
Cash to close$191,956$27,250$27,250