Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,430$192,430$235,800
Remaining term (yrs)25.025.030.0
Secondary amount$0$43,370$0
Funding fee$0$0$0
Note rate2.860%2.860%7.400%
Blended rate3.710%4.683%7.640%
1st payment$894.50$894.50$1,632.63
2nd payment$0.00$325.27$0.00
Taxes / mo$301.58$301.58$301.58
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$47.16
HOA / mo$347.00$347.00$347.00
Total monthly$1,846.09$2,171.37$2,478.37
Cash to close$69,570$26,200$26,200