Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$136,248	$136,248	$332,550
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$196,302	$0
Funding fee	$0	$0	$0
Note rate	6.370%	6.370%	7.400%
Blended rate	6.920%	7.558%	7.640%
1st payment	$851.15	$851.15	$2,302.51
2nd payment	$0.00	$1,308.68	$0.00
Taxes / mo	$356.08	$356.08	$356.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$62.56	$62.56	$66.51
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,419.80	$2,728.47	$2,875.10
Cash to close	$233,252	$36,950	$36,950