Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,199	$168,199	$526,500
Remaining term (yrs)	13.2	13.2	30.0
Secondary amount	$0	$358,301	$0
Funding fee	$0	$0	$0
Note rate	4.910%	4.910%	7.400%
Blended rate	5.760%	7.114%	7.640%
1st payment	$1,434.70	$1,434.70	$3,645.38
2nd payment	$0.00	$2,314.03	$0.00
Taxes / mo	$440.50	$440.50	$440.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$191.26	$191.26	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,233.13	$4,547.16	$4,357.85
Cash to close	$416,801	$58,500	$58,500