Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$103,566	$103,566	$269,910
Remaining term (yrs)	20.8	20.8	30.0
Secondary amount	$0	$166,344	$0
Funding fee	$518	$518	$0
Note rate	4.030%	4.030%	7.400%
Blended rate	4.030%	6.477%	7.640%
1st payment	$611.32	$611.32	$1,868.80
2nd payment	$0.00	$1,108.96	$0.00
Taxes / mo	$150.33	$150.33	$150.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$911.65	$2,020.61	$2,223.12
Cash to close	$196,334	$29,990	$29,990