Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,698	$71,698	$332,100
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$260,402	$0
Funding fee	$0	$0	$0
Note rate	4.340%	4.340%	7.400%
Blended rate	5.190%	7.197%	7.640%
1st payment	$483.33	$483.33	$2,299.39
2nd payment	$0.00	$1,681.76	$0.00
Taxes / mo	$81.50	$81.50	$81.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.85	$68.85	$66.42
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$783.68	$2,465.44	$2,597.31
Cash to close	$297,302	$36,900	$36,900