Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$124,991	$124,991	$359,999
Remaining term (yrs)	18.4	18.4	30.0
Secondary amount	$0	$235,008	$0
Funding fee	$625	$625	$0
Note rate	3.730%	3.730%	7.400%
Blended rate	3.730%	6.354%	7.640%
1st payment	$780.29	$780.29	$2,492.56
2nd payment	$0.00	$1,517.76	$0.00
Taxes / mo	$14.25	$14.25	$14.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$944.54	$2,462.30	$2,728.81
Cash to close	$275,008	$40,000	$40,000