Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,455,535$1,455,535$1,403,899
Remaining term (yrs)27.527.530.0
Secondary amount$0$26,358$0
Funding fee$7,278$7,278$0
Note rate6.880%6.880%7.400%
Blended rate6.880%6.969%7.640%
1st payment$9,826.08$9,826.08$9,720.31
2nd payment$0.00$260.84$0.00
Taxes / mo$127.75$127.75$127.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$280.78
HOA / mo$178.33$178.33$178.33
Total monthly$10,348.83$10,609.67$10,523.84
Cash to close$104,353$77,994$155,989