Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$170,845$170,845$202,410
Remaining term (yrs)29.829.830.0
Secondary amount$0$31,565$0
Funding fee$0$0$0
Note rate6.490%6.490%7.400%
Blended rate7.040%7.346%7.640%
1st payment$1,079.71$1,079.71$1,401.45
2nd payment$0.00$236.74$0.00
Taxes / mo$171.92$171.92$171.92
Insurance / mo$150.00$150.00$150.00
MI / mo$78.38$78.38$40.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,480.00$1,716.74$1,763.84
Cash to close$54,055$22,490$22,490