Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$245,046	$245,046	$269,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$39,859	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	5.446%	7.640%
1st payment	$1,218.33	$1,218.33	$1,868.80
2nd payment	$0.00	$394.44	$0.00
Taxes / mo	$60.58	$60.58	$60.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$190.99	$190.99	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,619.91	$2,014.34	$2,133.37
Cash to close	$54,854	$14,995	$29,990