Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$261,011$261,011$360,000
Remaining term (yrs)23.323.330.0
Secondary amount$0$98,989$0
Funding fee$1,305$1,305$0
Note rate3.730%3.730%7.400%
Blended rate3.730%5.179%7.640%
1st payment$1,394.19$1,394.19$2,492.57
2nd payment$0.00$742.42$0.00
Taxes / mo$324.42$324.42$324.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,868.61$2,611.02$3,038.98
Cash to close$138,989$40,000$40,000