Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$86,633	$86,633	$431,100
Remaining term (yrs)	12.1	12.1	30.0
Secondary amount	$0	$344,467	$0
Funding fee	$0	$0	$0
Note rate	6.090%	6.090%	7.400%
Blended rate	6.940%	7.587%	7.640%
1st payment	$837.68	$837.68	$2,984.85
2nd payment	$0.00	$2,224.68	$0.00
Taxes / mo	$269.33	$269.33	$269.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$98.02	$98.02	$86.22
HOA / mo	$38.00	$38.00	$38.00
Total monthly	$1,409.70	$3,634.38	$3,545.07
Cash to close	$392,367	$47,900	$47,900