Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$311,764	$251,996
Remaining term (yrs)	27.3	30.0
Secondary amount	$0	$0
Funding fee	$1,559	$0
Note rate	4.375%	7.400%
Blended rate	4.375%	7.640%
1st payment	$1,628.44	$1,744.77
2nd payment	$0.00	$0.00
Taxes / mo	$444.00	$444.00
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$50.40
HOA / mo	$448.00	$448.00
Total monthly	$2,670.44	$2,837.17
Cash to close	$0	$28,000