Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$151,981	$151,981	$337,500
Remaining term (yrs)	20.5	20.5	30.0
Secondary amount	$0	$185,519	$0
Funding fee	$0	$0	$0
Note rate	4.140%	4.140%	7.400%
Blended rate	4.990%	6.645%	7.640%
1st payment	$912.93	$912.93	$2,336.78
2nd payment	$0.00	$1,236.79	$0.00
Taxes / mo	$126.17	$126.17	$126.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$133.19	$133.19	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,322.28	$2,559.07	$2,680.45
Cash to close	$223,019	$37,500	$37,500