Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$495,677$495,677$607,500
Remaining term (yrs)27.527.530.0
Secondary amount$0$111,823$0
Funding fee$0$0$0
Note rate6.820%6.820%7.400%
Blended rate7.370%7.486%7.640%
1st payment$3,323.45$3,323.45$4,206.21
2nd payment$0.00$745.49$0.00
Taxes / mo$409.33$409.33$409.33
Insurance / mo$166.67$166.67$166.67
MI / mo$233.18$233.18$121.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,132.63$4,878.11$4,903.71
Cash to close$179,323$67,500$67,500