Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$547,594	$547,594	$567,000
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$50,906	$0
Funding fee	$2,738	$2,738	$0
Note rate	6.490%	6.490%	7.400%
Blended rate	6.490%	6.948%	7.640%
1st payment	$3,535.78	$3,535.78	$3,925.79
2nd payment	$0.00	$503.76	$0.00
Taxes / mo	$414.83	$414.83	$414.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$113.40
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$4,126.45	$4,630.21	$4,629.86
Cash to close	$82,406	$31,500	$63,000