Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$584,046$584,046$652,500
Remaining term (yrs)26.426.430.0
Secondary amount$0$68,454$0
Funding fee$2,920$2,920$0
Note rate6.090%6.090%7.400%
Blended rate6.090%6.395%7.640%
1st payment$3,704.74$3,704.74$4,517.78
2nd payment$0.00$513.40$0.00
Taxes / mo$1,063.25$1,063.25$1,063.25
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$27.58$27.58$27.58
Total monthly$5,012.23$5,525.64$5,955.77
Cash to close$140,954$72,500$72,500