Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$282,790$282,790$369,000
Remaining term (yrs)24.824.830.0
Secondary amount$0$86,210$0
Funding fee$1,414$1,414$0
Note rate2.950%2.950%7.400%
Blended rate2.950%4.363%7.640%
1st payment$1,336.70$1,336.70$2,554.88
2nd payment$0.00$646.57$0.00
Taxes / mo$285.00$285.00$285.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$73.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,771.70$2,418.27$3,063.68
Cash to close$127,210$41,000$41,000