Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$242,458	$242,458	$418,500
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$176,042	$0
Funding fee	$1,212	$1,212	$0
Note rate	3.110%	3.110%	7.400%
Blended rate	3.110%	5.167%	7.640%
1st payment	$1,151.07	$1,151.07	$2,897.61
2nd payment	$0.00	$1,173.62	$0.00
Taxes / mo	$338.92	$338.92	$338.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$83.70
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$1,711.66	$2,885.27	$3,541.89
Cash to close	$222,542	$46,500	$46,500