Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$55,444	$55,444	$315,000
Remaining term (yrs)	14.4	14.4	30.0
Secondary amount	$0	$259,556	$0
Funding fee	$277	$277	$0
Note rate	3.810%	3.810%	7.400%
Blended rate	3.810%	7.057%	7.640%
1st payment	$415.22	$415.22	$2,181.00
2nd payment	$0.00	$1,676.30	$0.00
Taxes / mo	$766.33	$766.33	$766.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,331.55	$3,007.85	$3,160.33
Cash to close	$294,556	$35,000	$35,000