Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$290,688	$290,688	$449,100
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$158,412	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.249%	7.640%
1st payment	$1,372.79	$1,372.79	$3,109.48
2nd payment	$0.00	$1,056.08	$0.00
Taxes / mo	$640.33	$640.33	$640.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$233.62	$233.62	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,413.41	$3,469.49	$4,006.30
Cash to close	$208,312	$49,900	$49,900