Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$178,822	$178,822	$360,000
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$181,178	$0
Funding fee	$0	$0	$0
Note rate	4.020%	4.020%	7.400%
Blended rate	4.870%	6.445%	7.640%
1st payment	$1,057.27	$1,057.27	$2,492.57
2nd payment	$0.00	$1,207.85	$0.00
Taxes / mo	$318.08	$318.08	$318.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.49	$156.49	$72.00
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$1,702.68	$2,910.53	$3,053.48
Cash to close	$221,178	$40,000	$40,000