Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$498,238$498,238$499,410
Remaining term (yrs)26.226.230.0
Secondary amount$0$28,917$0
Funding fee$2,491$2,491$0
Note rate6.330%6.330%7.400%
Blended rate6.330%6.634%7.640%
1st payment$3,243.34$3,243.34$3,457.81
2nd payment$0.00$286.16$0.00
Taxes / mo$469.00$469.00$469.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.88
HOA / mo$78.00$78.00$78.00
Total monthly$3,957.01$4,243.16$4,271.36
Cash to close$56,662$27,745$55,490