Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$364,484	$346,500
Remaining term (yrs)	27.1	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	7.790%	7.400%
Blended rate	8.340%	7.640%
1st payment	$2,690.36	$2,399.10
2nd payment	$0.00	$0.00
Taxes / mo	$643.08	$643.08
Insurance / mo	$150.00	$150.00
MI / mo	$171.46	$69.30
HOA / mo	$8.00	$8.00
Total monthly	$3,662.90	$3,269.48
Cash to close	$20,516	$38,500