Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$459,959$459,959$517,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$57,541$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.245%7.640%
1st payment$2,123.87$2,123.87$3,583.07
2nd payment$0.00$431.56$0.00
Taxes / mo$281.42$281.42$281.42
Insurance / mo$166.67$166.67$166.67
MI / mo$366.13$366.13$103.50
HOA / mo$125.00$125.00$125.00
Total monthly$3,063.09$3,494.65$4,259.65
Cash to close$115,041$57,500$57,500