Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$269,046	$269,046	$351,000
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$81,954	$0
Funding fee	$1,345	$1,345	$0
Note rate	3.130%	3.130%	7.400%
Blended rate	3.130%	4.501%	7.640%
1st payment	$1,326.66	$1,326.66	$2,430.25
2nd payment	$0.00	$614.66	$0.00
Taxes / mo	$290.50	$290.50	$290.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,767.16	$2,381.82	$2,940.95
Cash to close	$120,954	$39,000	$39,000