Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$185,226$185,226$459,000
Remaining term (yrs)19.519.530.0
Secondary amount$0$273,774$0
Funding fee$926$926$0
Note rate3.810%3.810%7.400%
Blended rate3.810%6.160%7.640%
1st payment$1,119.66$1,119.66$3,178.02
2nd payment$0.00$1,768.13$0.00
Taxes / mo$425.00$425.00$425.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$91.80
HOA / mo$0.00$0.00$0.00
Total monthly$1,711.33$3,479.46$3,861.49
Cash to close$324,774$51,000$51,000