Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$354,270$354,270$440,100
Remaining term (yrs)27.927.930.0
Secondary amount$0$85,830$0
Funding fee$0$0$0
Note rate6.770%6.770%7.400%
Blended rate7.320%7.648%7.640%
1st payment$2,354.23$2,354.23$3,047.16
2nd payment$0.00$643.73$0.00
Taxes / mo$455.08$455.08$455.08
Insurance / mo$166.67$166.67$166.67
MI / mo$166.02$166.02$88.02
HOA / mo$75.00$75.00$75.00
Total monthly$3,217.01$3,860.73$3,831.93
Cash to close$134,730$48,900$48,900