Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$292,500
Remaining term (yrs)0.00.030.0
Secondary amount$0$292,500$0
Funding fee$0$0$0
Note rate5.500%5.500%7.400%
Blended rate6.350%7.750%7.640%
1st payment$477.54$477.54$2,025.21
2nd payment$0.00$1,889.06$0.00
Taxes / mo$91.25$91.25$91.25
Insurance / mo$150.00$150.00$150.00
MI / mo$41.40$41.40$58.50
HOA / mo$22.00$22.00$22.00
Total monthly$782.18$2,671.25$2,346.96
Cash to close$325,000$32,500$32,500