Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$204,281	$204,281	$299,250
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$94,969	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	5.348%	7.640%
1st payment	$967.88	$967.88	$2,071.95
2nd payment	$0.00	$712.27	$0.00
Taxes / mo	$295.33	$295.33	$295.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$166.85	$166.85	$59.85
HOA / mo	$465.00	$465.00	$465.00
Total monthly	$2,045.06	$2,757.33	$3,042.13
Cash to close	$128,219	$33,250	$33,250