Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$431,651$431,651$576,000
Remaining term (yrs)26.526.530.0
Secondary amount$0$144,349$0
Funding fee$2,158$2,158$0
Note rate6.730%6.730%7.400%
Blended rate6.730%7.048%7.640%
1st payment$2,906.24$2,906.24$3,988.11
2nd payment$0.00$962.32$0.00
Taxes / mo$499.67$499.67$499.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$194.00$194.00$194.00
Total monthly$3,766.57$4,728.90$4,963.64
Cash to close$208,349$64,000$64,000