Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$128,412$128,412$405,000
Remaining term (yrs)16.416.430.0
Secondary amount$0$276,588$0
Funding fee$0$0$0
Note rate3.380%3.380%7.400%
Blended rate4.230%6.634%7.640%
1st payment$847.00$847.00$2,804.14
2nd payment$0.00$1,786.30$0.00
Taxes / mo$306.00$306.00$306.00
Insurance / mo$150.00$150.00$150.00
MI / mo$135.62$135.62$81.00
HOA / mo$121.00$121.00$121.00
Total monthly$1,559.63$3,345.93$3,462.14
Cash to close$321,588$45,000$45,000