Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$510,951	$510,951	$526,500
Remaining term (yrs)	26.2	26.2	30.0
Secondary amount	$0	$44,799	$0
Funding fee	$2,555	$2,555	$0
Note rate	6.610%	6.610%	7.400%
Blended rate	6.610%	7.034%	7.640%
1st payment	$3,416.68	$3,416.68	$3,645.38
2nd payment	$0.00	$443.32	$0.00
Taxes / mo	$454.67	$454.67	$454.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$105.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,038.01	$4,481.33	$4,372.01
Cash to close	$74,049	$29,250	$58,500