Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$354,280	$354,280	$553,500
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$199,220	$0
Funding fee	$1,771	$1,771	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.220%	6.861%	7.640%
1st payment	$2,189.31	$2,189.31	$3,832.32
2nd payment	$0.00	$1,328.14	$0.00
Taxes / mo	$754.33	$754.33	$754.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$110.70
HOA / mo	$285.00	$285.00	$285.00
Total monthly	$3,395.31	$4,723.44	$5,149.02
Cash to close	$260,720	$61,500	$61,500