Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$234,221$234,221$346,500
Remaining term (yrs)24.124.130.0
Secondary amount$0$112,279$0
Funding fee$0$0$0
Note rate2.810%2.810%7.400%
Blended rate3.660%5.066%7.640%
1st payment$1,110.93$1,110.93$2,399.10
2nd payment$0.00$748.53$0.00
Taxes / mo$137.50$137.50$137.50
Insurance / mo$150.00$150.00$150.00
MI / mo$191.26$191.26$69.30
HOA / mo$160.00$160.00$160.00
Total monthly$1,749.69$2,498.22$2,915.90
Cash to close$150,779$38,500$38,500