Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$114,980	$114,980	$205,899
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$90,919	$0
Funding fee	$0	$0	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	3.660%	6.018%	7.640%
1st payment	$545.36	$545.36	$1,425.61
2nd payment	$0.00	$681.89	$0.00
Taxes / mo	$182.58	$182.58	$182.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$41.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$971.84	$1,653.73	$1,799.37
Cash to close	$113,797	$22,878	$22,878