Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$107,281$107,281$269,100
Remaining term (yrs)21.021.030.0
Secondary amount$0$161,819$0
Funding fee$0$0$0
Note rate3.880%3.880%7.400%
Blended rate4.730%6.696%7.640%
1st payment$619.93$619.93$1,863.19
2nd payment$0.00$1,078.79$0.00
Taxes / mo$394.00$394.00$394.00
Insurance / mo$150.00$150.00$150.00
MI / mo$93.33$93.33$53.82
HOA / mo$45.00$45.00$45.00
Total monthly$1,302.25$2,381.04$2,506.01
Cash to close$191,719$29,900$29,900