Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$168,048	$168,048	$301,500
Remaining term (yrs)	23.8	23.8	30.0
Secondary amount	$0	$133,452	$0
Funding fee	$0	$0	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.850%	5.687%	7.640%
1st payment	$821.20	$821.20	$2,087.53
2nd payment	$0.00	$889.68	$0.00
Taxes / mo	$236.58	$236.58	$236.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$137.97	$137.97	$60.30
HOA / mo	$154.33	$154.33	$154.33
Total monthly	$1,500.08	$2,389.76	$2,688.74
Cash to close	$166,952	$33,500	$33,500