Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$142,787	$142,787	$382,500
Remaining term (yrs)	18.0	18.0	30.0
Secondary amount	$0	$239,713	$0
Funding fee	$0	$0	$0
Note rate	4.230%	4.230%	7.400%
Blended rate	5.080%	6.753%	7.640%
1st payment	$939.67	$939.67	$2,648.35
2nd payment	$0.00	$1,548.15	$0.00
Taxes / mo	$232.08	$232.08	$232.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$135.62	$135.62	$76.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,457.37	$3,005.52	$3,106.94
Cash to close	$282,213	$42,500	$42,500