Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$414,000
Remaining term (yrs)	29.3	29.3	30.0
Secondary amount	$0	$414,000	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	7.750%	7.640%
1st payment	$0.00	$0.00	$2,866.45
2nd payment	$0.00	$2,673.75	$0.00
Taxes / mo	$383.33	$383.33	$383.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$82.80
HOA / mo	$103.00	$103.00	$103.00
Total monthly	$653.00	$3,326.75	$3,602.25
Cash to close	$460,000	$46,000	$46,000