Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$162,410	$162,410	$620,100
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$457,690	$0
Funding fee	$812	$812	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	3.500%	6.637%	7.640%
1st payment	$841.83	$841.83	$4,293.45
2nd payment	$0.00	$2,955.91	$0.00
Taxes / mo	$197.75	$197.75	$197.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$124.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,206.25	$4,162.16	$4,781.88
Cash to close	$526,590	$68,900	$68,900