Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$295,367	$295,367	$328,500
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$33,133	$0
Funding fee	$0	$0	$0
Note rate	5.270%	5.270%	7.400%
Blended rate	6.120%	6.410%	7.640%
1st payment	$1,748.64	$1,748.64	$2,274.47
2nd payment	$0.00	$248.50	$0.00
Taxes / mo	$341.67	$341.67	$341.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$223.80	$223.80	$65.70
HOA / mo	$52.50	$52.50	$52.50
Total monthly	$2,516.61	$2,765.10	$2,884.33
Cash to close	$69,633	$36,500	$36,500