Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$147,980	$147,980	$404,996
Remaining term (yrs)	20.7	20.7	30.0
Secondary amount	$0	$257,015	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	6.650%	7.640%
1st payment	$864.73	$864.73	$2,804.11
2nd payment	$0.00	$1,659.89	$0.00
Taxes / mo	$92.25	$92.25	$92.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$130.02	$130.02	$81.00
HOA / mo	$61.00	$61.00	$61.00
Total monthly	$1,298.00	$2,957.89	$3,188.36
Cash to close	$302,015	$45,000	$45,000